Collection inventory
A size run ties up stock across styles and sizes that may sell at different speeds. Use past sales and delivery dates to decide which purchase the funding request should cover.
Business financing referrals · Apparel retailers
Put the cost of your next clothing range into a funding request.
An apparel collection can require supplier deposits long before its selling season. Describe the stock and store expenses you need to cover, including the dates balances become due.
Needs to describe
Identify the purpose of the funding
Fitting-room improvements
Partitions, lighting and mirrors may need work between seasonal launches. Include installation and the effect on the shop floor while fittings are being changed.
Retail technology
Inventory tracking and checkout equipment can help record stock across the store and online. Budget separately for devices, setup work and continuing software charges.
Moving your request forward
Follow your request through the next steps
Amount, use and timing
Identify the expense and select the funding purpose and urgency that correspond to it.
Operating information
Complete the business-name, industry, revenue and history fields together with the approximate credit range.
Review and send
Check your answers, review the consent wording and use the verification code before submitting the request.
Collect the key details
A useful checklist before you begin
Gather the business basics and check the expense calculation before you begin the application.
- 01Your purchase plan, estimated cost and schedule
- 02Your revenue bracket and how long the business has run
- 03Your business category, name and approximate credit band
- 04The owner’s contact information and phone access
Put the offer beside your budget
Match the offer to the expense you described
Proceeds and deductions
Confirm the sum available for the purchase after any withheld charges.
Repayment and fees
Add the scheduled payments and other costs to understand the overall obligation.
Terms and flexibility
Read provisions covering guarantees, early settlement and changes in the business.
Apparel retailers · funding preparation
Account for the interval before customers pay
Put supplier deposits, final payments and the expected selling season on a calendar. Allow for returns and markdowns when assessing how future repayments would fit retail receipts.
Information for business owners
Points to review before starting
What should I understand about provider referrals?
The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.
How does a provider decide?
The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.
Why can request timelines differ?
Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.
How do contact preferences affect the request?
Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.
Describe the business goal
Make your next business purchase the starting point
Use the form to present your business funding need, including the amount and purpose of the request.