Keep looking forward · apparel retailers

Take a closer look at your next collection.

Share a few details about your business and what you have in mind. Explore potential funding options, then consider the terms before deciding.

Start with your business details. Any offer is subject to eligibility and provider terms.

Illustration of independent clothing store: fabric samples, a wooden counter, a garment rail

Possible uses

What would you put to work?

Think about the business need first. These are examples of uses to discuss, not a promise of available financing.

01

Collection inventory

Consider the cost, the timing and how collection inventory would fit into the way your business operates.

02

Fitting-room improvements

Consider the cost, the timing and how fitting-room improvements would fit into the way your business operates.

03

Retail technology

Consider the cost, the timing and how retail technology would fit into the way your business operates.

How it works

Start with the business you know.

Take the application one step at a time. Review the details before you submit.

01

Your business

Start with the basics: what you do, how long you have been operating and your monthly revenue.

02

Your priorities

Share the amount you have in mind, your timing and what you want the funding to support.

03

Your next step

Review the consent details and verify your number. Consider any available options and their terms.

Before you begin

A little preparation goes a long way.

Have the basics nearby. You can review the consent language and legal pages before submitting your application.

  • 01Your business and contact information
  • 02Time in business and monthly revenue
  • 03The amount and purpose you have in mind
  • 04Your mobile phone for SMS verification

Before you decide

Know what you are comparing.

If you receive an offer, review the obligations as carefully as the opportunity.

01

The full cost

Look at the total amount you would repay, including any fees and other charges.

02

The repayment rhythm

Check the payment amount and frequency against the way revenue moves through your business.

03

The conditions

Understand security requirements, restrictions and what happens if your circumstances change.

Illustration of independent clothing store: a garment rail, folded knitwear, a fitting-room curtain
Illustration of independent clothing store: a fitting-room curtain, sculptural hangers, fabric samples

A perspective for apparel retailers

The business behind the plan.

A new collection is more than a buying decision. Think through the space, stock and everyday work around it.

Begin with your next collection. Share what you want to achieve and explore whether potential financing fits the plan.

A few things to know

Good questions make a better starting point.

How quickly could funding be available?

Timing depends on the provider, your application and any documents or checks required. Review the details of an offer before making business commitments based on it.

Does an application guarantee funding?

No. Submitting an application does not guarantee approval, an offer or any particular terms. Eligibility, costs, repayment requirements and timing vary by provider.

What should I have ready?

Have your basic business information, an estimate of monthly revenue, time in business, contact details and the purpose of the funding you want to explore.

Will there be a credit check?

Requirements vary by provider and product. Read the relevant disclosures and ask about any credit inquiry before giving authorization.

Make a beginning

What is next for your business?

Put your priorities into focus. Start an application to explore potential funding options.

See my options

No guarantee of approval or an offer.
Review all terms before accepting financing.